Need Money
Payday Loan

About Us

E Need Money offers short-terms-loans until your next payday. Our service is offered throughout Canada and the US, and the application is fast, easy and confidential. We offer loans from $200 to $500 for all first time customers, and up to $1500 on your second loan.

With our newest No Fax Service, getting you the money you need can be easier than you could ever imagine! If you qualify for this new service, you could be omitted from sending us 1, 2, or even all of your documents.

In order to be eligible to receive up to $500 until your next payday, E-Need Money requires you to be employed. Your employment is verified by reviewing your most recent pay stub, and the loan amount is based on your net income (commission and peace work also accepted). Once your loan has been paid off, you can take advantage of our re-loan service available to you 24 hours 7 days a week.

The funds are directly credited to your account, which means that we need some banking information. Along with your paystub, you will also need to fax or email your most recent bank statement showing a direct deposit from your employer within the last 60 days.

You don’t have a checking account? Don’t stress about it. Obtaining a cash advance from E-Need Money is simple and hassle free. We are also able to use your savings account to deposit your cash advance, as long as your bank allows us to debit and credit your account. Most banks do accept our transactions however, there are a few that do not allow debits and credits on a savings account.

Our fee of $25 for every $100 borrowed is a competitive rate. We electronically wire the money into your account, which can otherwise cost up to $30. Our loans are re-paid in full on the date of your next payday, and the option to re-loan is available to you once the payment has been made.

How much money do you need? E Need Money offers loans from $200 to $1500 until your next payday. Our fee of approximately 27% on every $100 borrowed is a competitive rate since we electronically wire the money into your account, which can otherwise cost up to $30. Our loans are re-paid in full on the date of your next payday, and the option to re-loan is available to you once the re-payment has been successfully made.

Once you have re-paid your first loan, the process to receive more cash is even quicker and easier than it was to apply. With our online services available 24 hours a day, 7 days a week, you can make a new loan request by simply logging into our website.

If you decide to request another loan, once you have submitted your request, you may be required to send a bank statement showing that your previous loan cleared. If it is required, once the document has been reviewed and the re-loan request is approved, the money will be deposited into your account. E-Need Money is always there, whenever you need it!

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