| 1. |
What is a Payday Loan?
A Payday Loan is a form of cash advance that is directly deposited into your account and debited when payment is due, usually on your next payday.
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| 2. |
How does this work?
To receive your payday loan, you must first complete the short application. Once completed, you are given a toll free number to call, which is available for you 24 hours a day, 7 days a week. When your application has been completed, you will be asked to fax in your bank statement, most recent pay stub, and a void check, if required. Once approved, the funds will be electronically deposited into your account within the next business day.
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| 3. |
What is your “No Fax Service”?
With our No Fax Service, you could qualify to be omitted from sending us all of your documents. All you need to do is fill out the application to find out if you qualify.
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| 4. |
Do I need a checking account?
No you do not need a checking account. A savings account will also be acceptable, depending on your bank.
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| 5. |
How long does it take to get approved?
It only takes a few seconds to complete the application, and about 1-hour to get approved. Once approved, the money will be directly deposited into your account, within the next business day.
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| 6. |
What if I have bad credit or no credit?
No problem. You need money? We got it! You are approved based on your employment.
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| 7. |
How much can I borrow?
As a first time US customer, you are eligible to loan from $200 to $500, based on your net income. As a returning customer you are eligible to loan up to $1,500.
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| 8. |
When do I have to pay my loan back?
Your loan is due on your next payday, for a maximum of 16 days. If your payday is within 5 business days, your loan will not be due until the following paydate.
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| 9. |
How much does it cost to get a Payday loan?
Our fees are competitive, and lower than most payday loan companies out there today. We do charge $27 for every $100 borrowed, and we also trasfer the funds into your account, which can otherwise cost up to $30. |
